Fujian launched Internet financial risk remediation prohibited to carry out down payment loan-txc.cc

Fujian Internet financial risk regulation is strictly prohibited to carry out   down payment loan – Fujian channel — people.com.cn original title: Fujian start internet financial risk regulation is strictly prohibited to carry out "Shoufu loan" yesterday, the provincial government announced the "program of Fujian province Internet financial risk" special rectification work. According to the plan, the real estate development companies, real estate intermediary agencies and financial institutions such as the Internet has not obtained the relevant financial qualifications, and shall not make use of the P2P network lending platform and platform to raise public shareholding in the real estate finance business; obtain related financial qualifications, shall carry out illegal real estate finance related business. Regulate the Internet "crowd buy a house" and other acts, prohibited all types of institutions to carry out the "down payment loan" nature of business. It is understood that the focus of this special rectification involves P2P network lending and equity financing business, through the Internet to carry out asset management and cross-border engaged in financial services, third party payment services, Internet advertising in the field of Finance and other acts. In accordance with the provisions of the P2P network lending platform may establish a pool of funds, not loans, not illegal fund-raising, not to protect themselves from the financial, customer commitment instead of guaranteed security interest maturity mismatch, period of separation, false propaganda, fictional subject, not through fiction, exaggerated financing items earnings prospects are false by people, in addition to credit information collection and verification, tracking the credit credit management business pledge, shall not engage in the line marketing. Equity financing platform shall not issue false targets, shall not self raised, not "real debt" or disguised fund-raising, shall not carry out false statements and misleading publicity. P2P network lending platform and equity financing platform without approval shall not engage in asset management, debt or equity transfer, high-risk securities market allocation and other financial services. The P2P network lending platform and platform to raise public equity funds and private funds should be customer account management, the implementation of third party custody of customer funds, banking financial institutions comply with the conditions as funds depository institutions, protect the safety of customer funds, misappropriate or occupation of client funds. Internet companies do not get the relevant financial business qualification, not to rely on the Internet to carry out the corresponding business, the business should be in line with the essence of business qualifications. Without the approval of the relevant departments, the private offering of multiple types of financial products shall not be sold to the public through packaging, splitting and other forms. (reporter Zhu Yusong) (commissioning editor Wu Zhou and Zhang Zijian) 福建启动互联网金融风险整治 严禁开展“首付贷”–福建频道–人民网 原标题:闽启动互联网金融风险整治 严禁开展“首付贷”   昨日,省政府办公厅公布《福建省互联网金融风险专项整治工作方案》。根据方案,房地产开发企业、房地产中介机构和互联网金融从业机构等未取得相关金融资质,不得利用P2P网络借贷平台和股权众筹平台从事房地产金融业务;取得相关金融资质的,不得违规开展房地产金融相关业务。规范互联网“众筹买房”等行为,严禁各类机构开展“首付贷”性质的业务。   据了解,此次专项整治重点涉及P2P网络借贷和股权众筹业务、通过互联网开展资产管理及跨界从事金融业务、第三方支付业务、互联网金融领域广告等行为。   按照规定,P2P网络借贷平台不得设立资金池,不得发放贷款,不得非法集资,不得自融自保、代替客户承诺保本保息、期限错配、期限拆分、虚假宣传、虚构标的,不得通过虚构、夸大融资项目收益前景等方法误导出借人,除信用信息采集及核实、贷后跟踪、抵质押管理等业务外,不得从事线下营销。   股权众筹平台不得发布虚假标的,不得自筹,不得“明股实债”或变相乱集资,不得进行虚假陈述和误导性宣传。   P2P网络借贷平台和股权众筹平台未经批准不得从事资产管理、债权或股权转让、高风险证券市场配资等金融业务。P2P网络借贷平台和股权众筹平台客户资金与自有资金应分账管理,落实客户资金第三方存管要求,选择符合条件的银行业金融机构作为资金存管机构,保护客户资金安全,不得挪用或占用客户资金。   互联网企业未取得相关金融业务资质不得依托互联网开展相应业务,开展业务的实质应符合取得的业务资质。未经相关部门批准,不得将私募发行的多类金融产品通过打包、拆分等形式向公众销售。(记者 朱毓松) (责编:吴舟、张子剑)相关的主题文章: